TERMS & CONDITIONS
Terms and Conditions of Use
Please read these Terms and Conditions of Use ("Terms of Use") carefully before using this Website (the "Site"). This Site is the property of Relief Insurance ("we," "us," or "Relief Insurance"). Your use and operation of this Site is governed by these Terms of Use and is further subject to our privacy policy. BY ACCESSING OR USING ANY PART OF THIS SITE, YOU AGREE TO BE BOUND BY THESE TERMS OF USE. If you do not agree with any part of these Terms of Use, you must exit this Site. Note that these Terms of Use may be amended or modified from time to time and at any time, without advanced notice.
Permitted Use
The content, graphics, information, quotations, code, and software used on or incorporated into this Site (collectively "Content") is made available for your personal use in connection with the generation and display of insurance quotations only. Use of this Site by unauthorized persons is strictly prohibited. Unless agreed to in writing by Relief Insurance, you may not create a direct link from another website to the Site.
Except with respect to insurance quotation information generated by this Site, which is for your use only, you may not harvest, post, transmit, copy, modify, create derivative works from, or distribute anything you obtain or download from the Site. You agree to comply with all applicable state, federal, and international laws, statutes, ordinances, and regulations regarding your use of our service and this Site.
You agree not to upload or transmit through the Site any computer viruses, trojan horses, worms, or anything else designed to interfere with, interrupt, or disrupt the normal operating procedures of this Site or its end-users. Any unauthorized modification, tampering, or change of any information, or any interference with the availability of or access to the Site is strictly prohibited.
You may not use any "robot," "spider," or other automatic device, program, algorithm, or methodology, or any similar or equivalent manual process to access, acquire, copy, or monitor any portion of the Site or in any way reproduce or circumvent the navigational structure or presentation of the Site to obtain or attempt to obtain any materials or information through any means not purposefully made available through the Site. You agree that you will not use any device, software, or routine to interfere or attempt to interfere with the proper working of this Site or any transaction being conducted on this Site, or with any other person's use of this Site.
You may not attempt to gain unauthorized access to any portions of this Site, other accounts, computer systems, or networks connected to any of our servers through hacking, password mining, or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through this Site.
Content
All Content is the property of or licensed by Relief Insurance. Similarly, the Relief Insurance logo and all Relief Insurance trademarks, service marks, and copyrights (collectively the "Marks") are the property of Relief Insurance and are protected by copyright and trademark laws. Except in connection with your authorized use of this Site, you are not being granted any right or license under any Mark nor are you granted any other intellectual property right in or to the Content. All such rights are retained by Relief Insurance.
Information You Provide
You are solely responsible for any user information that you provide to us ("User Data"). You hereby grant to Relief Insurance and its agents and insurance vendors the right to use and store the User Data in a manner consistent with the intended use of this Site. Relief Insurance will use the User Data in accordance with our Privacy Policy, which is accessible on this Site.
We may disclose User Data if required to do so by law or in the good faith belief that such preservation or disclosure is reasonably necessary to:
(a) comply with legal process;
(b) enforce these terms and conditions;
(c) respond to claims that any Content violates the rights of third parties; or
(d) protect our rights, property, or personal safety, its users, and the public.
Third-Party Sites
At times, the Site may have links to websites hosted by other parties ("Third-Party Sites"), or such Third-Party Sites may have links to the Site. These links are offered as a convenience and for informational purposes only, not as referrals or endorsements by Relief Insurance of the Third-Party Sites. Third-Party Sites are maintained by their respective organizations, and those organizations are solely responsible for the content of their own websites.
Relief Insurance does not verify nor make any warranty or representation about the content, accuracy, opinions expressed, warranties, products or services, intellectual property compliance, or links of such Third-Party Sites. You should read the privacy policies and terms of use agreements of all Third-Party Sites.
Password Registration
Certain features or services offered on or through this Site may require you to create an account or for Relief Insurance to issue a user name, password, or passcode to you. You are solely responsible for maintaining the confidentiality of your account information, including your user identification, password, and any and all activities that occur under your account.
You agree to notify us immediately of any unauthorized use of your account or password, or any other breach of security. Relief Insurance will not be liable for any loss that you may incur as a result of someone else using your password, either with or without your knowledge. However, you could be held liable for losses incurred by us or another party due to someone else using your password.
Access Restrictions / Termination
Relief Insurance reserves the right to restrict or terminate your access to this Site and its services at any time, with or without cause and without notice to you.
Disclaimer / Liability Limitation
You agree that from time to time this Site may be inaccessible or inoperable for any reason, including, without limitation, equipment malfunctions, periodic maintenance procedures, or causes beyond the reasonable control of Relief Insurance.
While Relief Insurance uses reasonable efforts to include accurate and up-to-date information on the Site, we make no warranties or representations as to accuracy. This Site and its contents are provided on an "as is" basis without any warranty or condition of any kind, express, implied, or statutory.
Relief Insurance shall not be liable for any damages of any kind related to your use of the Site.
Miscellaneous
These Terms of Use will be governed by and interpreted in accordance with the laws of the State of Ohio, USA. Any dispute arising out of or related to your access to or use of this Site will be brought only in courts located in the State of Ohio.
If any of these Terms of Use are determined to be invalid or unenforceable, the remaining terms will remain in full force and effect.
Questions and Suggestions
If you have any questions or suggestions regarding our Terms of Use, please contact us at:
r.phillps@pacficcrestservices.com